🏠 Buying a house in Florida | 🏘️ Selling a house in Florida | 🚚 Moving to Florida
🏡 Home values in Florida have fallen 0.15% over the past year, indicating a buyer's market.
📈 Housing inventory (the total number of homes for sale) stands at 121,875. That's about 7.6 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 96.70%, indicating a buyer's market.
How does Florida compare to the national average?
| Data point | Value | Rank | Compared to national avg |
| Typical home value | $374,697"Zillow Home Value Index"</a> Updated October 31, 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[1] | #23 of 50 states | 0.4% higher |
| Median listing price | $425,000"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[2] | #25 of 50 states | 3.2% lower |
| Median sale price | $437,700"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[3] | #21 of 50 states | 1.1% higher |
| 30-year mortgage rate | 7.02%"Bankrate" Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[4] | #29 of 50 states | 0.6% higher |
| Median days on market | 85"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[5] | #48 of 50 states | 41.1% longer |
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Buying a house in the Florida real estate market
Florida has an affordability score of 6, meaning it takes 6 years of the median household income ($73,311) to afford Florida's median home sale price ($437,700). Because of this, we rank Florida as the 17th least affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to national avg |
| Median sale price | $437,700"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[6] | #21 of 50 states | 1.1% higher |
| 30-year mortgage rate | 7.02%"Bankrate" Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[7] | #29 of 50 states | 0.6% higher |
| Median household income | $73,311"US Census, 2020 American Community Survey"</a> Updated 2020.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[8] | #30 of 50 states | 4.8% lower |
| Affordability ratio | 6.0 | #34 of 50 states | 8.1% higher |
| Buyers agent commission | 2.78%"Clever Real Estate survey of American real estate agents"</a> Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[9] | #19 of 50 states | 1.2% higher |
Who pays for realtor commission in Florida?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in Florida?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in Florida.
Resources for Florida home buyers
Preparing to buy in Florida
Florida home buying costs
Selling a house in the Florida real estate market
According to our detailed survey of Florida real estate agents, listing agents (those representing the seller) charge an average commission in Florida of 2.81%, which is the 16th lowest in the United States. Buyers' agents charge an average commission of 2.78%, which is the 19th lowest in the United States.
| Data point | Value | Rank | Compared to national avg |
| Median listing price | $425,000"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[10] | #25 of 50 states | 3.2% lower |
| Median sale price | $437,700"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[11] | #21 of 50 states | 1.1% higher |
| Median days on market | 85"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[12] | #48 of 50 states | 41.1% longer |
| Buyer's agent commission | 2.78%"Clever Real Estate survey of American real estate agents"</a> Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[13] | #19 of 50 states | 1.2% higher |
| Listing agent commission | 2.81%"Clever Real Estate survey of American real estate agents"</a> Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[14] | #16 of 50 states | 1.1% lower |
Resources for Florida home sellers
Preparing to sell in Florida
- Selling a House in Florida: 8 Simple Steps
- Average Time to Sell a House in Florida
- When Is the Best Time to Sell a House in Florida?
- Top Real Estate Agents in Florida
Florida home selling costs and requirements
Moving to Florida
According to our recent moving trends survey"Half of Americans Are Surprised by How Much It Costs to Move"</a> Updated February 26, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[15], Florida is the 3rd most desirable state to move to, with 24% of Americans indicating that they would choose to move there if money were no object. Likewise, 16% of survey respondents indicated that they would move to Miami among a choice of America's largest cities. Among medium-sized cities, 15% indicated that they would move to Daytona Beach, and 14% indicated that they would move to Palm Bay.
Here's how Florida cities rank in a number of our research studies.
| Study | Best Florida city | Rank |
| Best Pizza Cities"The 15+ Best Pizza Cities in America"</a> Updated February 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[16] | Miami | 17th best |
| Best Coffee Cities"The Best (and Worst) Coffee Cities in America"</a> Updated January 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[17] | Orlando | 19th best |
| Best LGBTQ Cities"The Most (and Least) LGBTQ-Friendly Cities in America"</a> Updated October 23, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[18] | Orlando | 40th best |
| Best Bike Cities"The Most Bike-Friendly Cities in the U.S."</a> Updated July 17, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[19] | Orlando | 32nd best |
| Best Commuter Cities"The Best (and Worst) Cities for Commuters"</a> Updated September 21, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/florida/"#article-sources">View All Sources</a>">[20] | Tampa | 19th best |
Where to shop for homes in Florida
Frequently asked questions
As of November 28, 2025, the median days on market (DOM) in Florida is 87. On average, it takes about 85 days to sell in Florida.
Home values have fallen in Florida over the past year. The current median home value is $374,697 and it's projected to rise by 1.03% in the next year.
As of November 28, 2025, sellers in Florida are typically getting 98.18% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of October 2025, Realtor.com data as of October 2025, and HouseCanary data as of November 28, 2025, unless specified otherwise.
We gathered our commission rate data from a September 2025 survey of 828 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. These data points are averages based on responses we’ve received from 98 agents in Florida.