🏠 Buying a house in Missouri | 🏘️ Selling a house in Missouri | 🚚 Moving to Missouri
🏡 Home values in Missouri have risen 11.56% over the past year, indicating a seller's market.
📈 Housing inventory (the total number of homes for sale) stands at 19,045. That's about 4.4 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 99.20%, indicating a seller's market.
How does Missouri compare to the national average?
| Data point | Value | Rank | Compared to national avg |
| Typical home value | $257,930"Zillow Home Value Index"</a> Updated September 30, 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[1] | #39 of 50 states | 31.4% lower |
| Median listing price | $299,950"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[2] | #41 of 50 states | 31.7% lower |
| Median sale price | $292,300"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[3] | #39 of 50 states | 32.5% lower |
| 30-year mortgage rate | 6.95%"Bankrate" Updated November 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[4] | #15 of 50 states | 0.4% lower |
| Median days on market | 56"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[5] | #17 of 50 states | 7% shorter |
Looking to buy or sell in Missouri?
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Buying a house in the Missouri real estate market
Missouri has an affordability score of 4.3, meaning it takes 4.3 years of the median household income ($68,545) to afford Missouri's median home sale price ($292,300). Because of this, we rank Missouri as the 9th most affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to national avg |
| Median sale price | $292,300"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[6] | #39 of 50 states | 32.5% lower |
| 30-year mortgage rate | 6.95%"Bankrate" Updated November 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[7] | #15 of 50 states | 0.4% lower |
| Median household income | $68,545"US Census, 2020 American Community Survey"</a> Updated 2020.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[8] | #39 of 50 states | 11% lower |
| Affordability ratio | 4.3 | #9 of 50 states | 22.8% lower |
| Buyers agent commission | 2.78%"Clever Real Estate survey of American real estate agents"</a> Updated November 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[9] | #19 of 50 states | 1.2% higher |
Who pays for realtor commission in Missouri?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in Missouri?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in Missouri.
Resources for Missouri home buyers
Preparing to buy in Missouri
Missouri home buying costs
Selling a house in the Missouri real estate market
According to our detailed survey of Missouri real estate agents, listing agents (those representing the seller) charge an average commission in Missouri of 2.74%, which is the 8th lowest in the United States. Buyers' agents charge an average commission of 2.78%, which is the 19th lowest in the United States.
| Data point | Value | Rank | Compared to national avg |
| Median listing price | $299,950"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[10] | #41 of 50 states | 31.7% lower |
| Median sale price | $292,300"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[11] | #39 of 50 states | 32.5% lower |
| Median days on market | 56"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[12] | #17 of 50 states | 7% shorter |
| Buyer's agent commission | 2.78%"Clever Real Estate survey of American real estate agents"</a> Updated November 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[13] | #19 of 50 states | 1.2% higher |
| Listing agent commission | 2.74%"Clever Real Estate survey of American real estate agents"</a> Updated November 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[14] | #8 of 50 states | 3.5% lower |
Resources for Missouri home sellers
Preparing to sell in Missouri
- Selling a House in Missouri: 8 Simple Steps
- Average Time to Sell a House in Missouri
- When Is the Best Time to Sell a House in Missouri?
- Top Real Estate Agents in Missouri
Missouri home selling costs and requirements
Moving to Missouri
According to our recent moving trends survey"Half of Americans Are Surprised by How Much It Costs to Move"</a> Updated February 26, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[15], 5% of Americans indicated that they would choose to move to Missouri if money were no object. Likewise, 9% of survey respondents indicated that they would move to St. Louis among a choice of America's largest cities, and 6% indicated that they would move to Kansas City.
Here's how Missouri cities rank in a number of our research studies.
| Study | Best Missouri city | Rank |
| Best Pizza Cities"The 15+ Best Pizza Cities in America"</a> Updated February 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[16] | St. Louis | 19th best |
| Best Coffee Cities"The Best (and Worst) Coffee Cities in America"</a> Updated January 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[17] | Kansas City | 35th best |
| Best LGBTQ Cities"The Most (and Least) LGBTQ-Friendly Cities in America"</a> Updated October 23, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[18] | Kansas City | 41st best |
| Best Bike Cities"The Most Bike-Friendly Cities in the U.S."</a> Updated July 17, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[19] | St. Louis | 23rd best |
| Best Commuter Cities"The Best (and Worst) Cities for Commuters"</a> Updated September 21, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/missouri/"#article-sources">View All Sources</a>">[20] | Kansas City | 16th best |
Where to shop for homes in Missouri
Frequently asked questions
As of November 21, 2025, the median days on market (DOM) in Missouri is 62. On average, it takes about 59 days to sell in Missouri.
Home values have risen in Missouri over the past year. The current median home value is $254,657 and it's projected to rise by 1.35% in the next year.
As of November 21, 2025, sellers in Missouri are typically getting 100% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of October 2025, Realtor.com data as of October 2025, and HouseCanary data as of November 21, 2025, unless specified otherwise.
We gathered our commission rate data from a September 2025 survey of 828 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. These data points are averages based on responses we’ve received from 23 agents in Missouri.