🏠 Buying a house in North Carolina | 🏘️ Selling a house in North Carolina | 🚚 Moving to North Carolina
🏡 Home values in North Carolina have risen 7.14% over the past year, indicating a seller's market.
📈 Housing inventory (the total number of homes for sale) stands at 45,320. That's about 5.75 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 97.50%, indicating a buyer's market.
How does North Carolina compare to the national average?
| Data point | Value | Rank | Compared to national avg |
| Typical home value | $330,565"Zillow Home Value Index"</a> Updated October 31, 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[1] | #26 of 50 states | 11.4% lower |
| Median listing price | $419,000"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[2] | #26 of 50 states | 4.6% lower |
| Median sale price | $402,200"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[3] | #28 of 50 states | 7.1% lower |
| 30-year mortgage rate | 7.02%"Bankrate" Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[4] | #29 of 50 states | 0.6% higher |
| Median days on market | 66"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[5] | #32 of 50 states | 9.6% longer |
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Buying a house in the North Carolina real estate market
North Carolina has an affordability score of 5.7, meaning it takes 5.7 years of the median household income ($70,804) to afford North Carolina's median home sale price ($402,200). Because of this, we rank North Carolina as the 21st least affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to national avg |
| Median sale price | $402,200"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[6] | #28 of 50 states | 7.1% lower |
| 30-year mortgage rate | 7.02%"Bankrate" Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[7] | #29 of 50 states | 0.6% higher |
| Median household income | $70,804"US Census, 2020 American Community Survey"</a> Updated 2020.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[8] | #34 of 50 states | 8% lower |
| Affordability ratio | 5.7 | #30 of 50 states | 2.9% higher |
| Buyers agent commission | 2.69%"Clever Real Estate survey of American real estate agents"</a> Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[9] | #10 of 50 states | 2.1% lower |
Who pays for realtor commission in North Carolina?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in North Carolina?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in North Carolina.
Resources for North Carolina home buyers
Preparing to buy in North Carolina
North Carolina home buying costs
Selling a house in the North Carolina real estate market
According to our detailed survey of North Carolina real estate agents, listing agents (those representing the seller) charge an average commission in North Carolina of 2.81%, which is the 16th lowest in the United States. Buyers' agents charge an average commission of 2.69%, which is the 10th lowest in the United States.
| Data point | Value | Rank | Compared to national avg |
| Median listing price | $419,000"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[10] | #26 of 50 states | 4.6% lower |
| Median sale price | $402,200"Redfin Data Center"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[11] | #28 of 50 states | 7.1% lower |
| Median days on market | 66"Realtor.com Data Library"</a> Updated October 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[12] | #32 of 50 states | 9.6% longer |
| Buyer's agent commission | 2.69%"Clever Real Estate survey of American real estate agents"</a> Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[13] | #10 of 50 states | 2.1% lower |
| Listing agent commission | 2.81%"Clever Real Estate survey of American real estate agents"</a> Updated December 2025.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[14] | #16 of 50 states | 1.1% lower |
Resources for North Carolina home sellers
Preparing to sell in North Carolina
- Selling a House in North Carolina: 8 Simple Steps
- How Long Does It Take to Sell a House in North Carolina?
- When Is the Best Time to Sell a House in North Carolina?
- Top Real Estate Agents in North Carolina
North Carolina home selling costs and requirements
Moving to North Carolina
According to our recent moving trends survey"Half of Americans Are Surprised by How Much It Costs to Move"</a> Updated February 26, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[15], North Carolina is the 17th most desirable state to move to, with 10% of Americans indicating that they would choose to move there if money were no object. Likewise, 11% of survey respondents indicated that they would move to Charlotte among a choice of America's largest cities, and 7% indicated that they would move to Raleigh. Among medium-sized cities, 16% indicated that they would move to Winston, and 12% indicated that they would move to Greenville.
Here's how North Carolina cities rank in a number of our research studies.
| Study | Best North Carolina city | Rank |
| Best Pizza Cities"The 15+ Best Pizza Cities in America"</a> Updated February 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[16] | Raleigh | 44th best |
| Best Coffee Cities"The Best (and Worst) Coffee Cities in America"</a> Updated January 12, 2024.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[17] | Raleigh | 27th best |
| Best LGBTQ Cities"The Most (and Least) LGBTQ-Friendly Cities in America"</a><br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[18] | Charlotte | 29th best |
| Best Bike Cities"The Most Bike-Friendly Cities in the U.S."</a> Updated July 17, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[19] | Raleigh | 13th best |
| Best Commuter Cities"The Best (and Worst) Cities for Commuters"</a> Updated September 21, 2023.<br><br><a class="view-all-sources-link" href=https://listwithclever.com/north-carolina/"#article-sources">View All Sources</a>">[20] | Raleigh | 3rd best |
Where to shop for homes in North Carolina
- The 10 Most Affordable Places to Live in North Carolina
- Best Real Estate Investments in North Carolina
Frequently asked questions
As of November 28, 2025, the median days on market (DOM) in North Carolina is 77. On average, it takes about 74 days to sell in North Carolina.
Home values have risen in North Carolina over the past year. The current median home value is $330,565 and it's projected to rise by 2.33% in the next year.
As of November 28, 2025, sellers in North Carolina are typically getting 98.96% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of October 2025, Realtor.com data as of October 2025, and HouseCanary data as of November 28, 2025, unless specified otherwise.
We gathered our commission rate data from a September 2025 survey of 828 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. These data points are averages based on responses we’ve received from 36 agents in North Carolina.